Buyer's Guide: What You Should Know Before You Buy

Buying a property is one of the most important financial decisions you can make. To ensure a safe and advantageous purchase, it is essential to evaluate all the factors that influence the choice and the purchase process.

At PRIVESTO, we help buyers navigate the real estate market, analyzing options, identifying risks, and ensuring a transparent and efficient process.

Find out what you should consider before buying a property and make safe decisions with the support of PRIVESTO.

What Should You Consider Before Buying a Property?

^{The purchase decision must be planned and based on strategic criteria. Before moving forward, evaluate the following factors:}

^{✔ Purpose of purchase: Own home, investment or second home.
✔ Budget and Financial Capacity: Direct costs and additional expenses associated with the purchase.
✔ Location and potential for appreciation: Infrastructure, services and local market trends.
✔ Property condition and structural conditions: Verification of possible renovation costs.
✔ Documentation and legal certainty: Regularity of registrations and associated guarantees.}

How to Choose the Right Property for You?

^{Every buyer has different needs and goals. To ensure you make the right choice, consider:}

^{Location and Quality of Life}

^{✔ Proximity to transport, commerce and essential services.
✔ Safety, accessibility and the provision of green spaces.
✔ Infrastructure and growth potential of the area.}

^{See Available Properties}

^{Typology and Characteristics of the Property}

^{✔ Number of rooms and functionality of the space.
✔ Energy efficiency and thermal comfort.
✔ Possibility of appreciation in the medium and long term.}

^{Property Search Support}

The Steps of the Buying Process

^{The purchase of a property involves several phases, which must be followed with rigor and specialized monitoring.}

^{1️⃣ Set budget and obtain credit pre-approval (if applicable).
2️⃣ Select and visit properties that match preferences.
3️⃣ Evaluate documentation and legal regularity of the property.
4️⃣ Negotiate the price and formalize the promissory contract of purchase and sale (CPCV).
5️⃣ Finalize the transaction with a public deed.}

^{PRIVESTO manages the entire process with transparency and security.}

Taxes and Costs Associated with the Purchase

^{When buying a property, you should consider additional costs beyond the acquisition value.}

^{✔ IMT (Municipal Tax on Onerous Transfers of Real Estate).
✔ Stamp Duty on the transaction.
✔ Registration and public deed costs.
✔ Bank commissions (if there is financing).}

^{Knowing these costs in advance allows for proper financial planning.}

Mortgage Financing and Credit

^{If you are going to use credit for the purchase of your property, you should consider:}

^{✔ Effort rate and financial viability of credit.
✔ Conditions and terms of financing.
✔ Associated charges and banking requirements.}

^{PRIVESTO supports buyers in obtaining financing through its banking partners.}

Why Choose PRIVESTO for the Purchase of Your Property?

^{✔ Personalized follow-up at all stages of the process.
✔ Access to exclusive opportunities and off-market real estate.
✔ Strategic negotiation to ensure the best conditions.
✔ Legal support and documentary advice for a safe purchase.}

Contact us for specialized support in the purchase of your property.